Terms of Service

These terms explain the intended purpose of Tabeny, the responsibilities of customers, and important limitations of the service.

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About Tabeny

Tabeny is operated by Tabeny Inc. ("Tabeny," "we," or "us").

Tabeny is being developed as a Canadian online service to help individuals organize important personal information into a Personal Information Portfolio. The intended portfolio brings together useful details, document locations, and contacts in a clear reference for personal use.

The informational guides and fictional sample portfolio are available now. The personalized interview, Readiness Score, portfolio generation, payments, and updates are not yet operational.

Purpose of the Service

The service is intended for personal information organization and preparedness. It is not a substitute for professional legal, financial, tax, insurance, or estate-planning advice.

An information portfolio does not replace a will, establish legal authority, or confirm that your arrangements meet legal requirements. Consult an appropriately qualified professional about your own circumstances.

Customer Responsibilities

Customers are responsible for reviewing the accuracy and completeness of information they provide, deciding what to include, and keeping their completed portfolios secure. Information and document locations should be checked and updated when circumstances change.

Never enter banking passwords, account login credentials, PINs, security-question answers, recovery codes, or other access credentials. Include only relevant information and avoid unnecessary sensitive details.

AI-Assisted Information Organization

AI may assist with the planned interview, information organization, and identification of missing information. These AI-assisted features are not yet available.

AI-generated content may contain errors, omissions, or misunderstandings. Customers should review and correct the information and any generated content before relying on a portfolio. AI assistance does not replace professional judgment or advice.

Tabeny Readiness Score

The forthcoming Readiness Score is intended to measure the completeness and accessibility of recorded information across the eight Tabeny information categories. It may help identify gaps in what has been recorded.

The score does not certify legal, financial, or estate-planning preparedness, judge the quality of an estate plan, or confirm document validity. The score is not operational yet, and displayed examples are illustrative. The Resources self-check is separate and is not a formal assessment.

Pricing and Payment

Proposed pre-launch pricing is CAD $129 for the initial portfolio and CAD $19 for each subsequently generated updated portfolio, plus applicable taxes. These are intended as one-time charges, with no recurring subscription.

These proposed prices are subject to confirmation before launch. Checkout and portfolio generation are not yet operational. Final pricing and payment terms will be disclosed before the service becomes commercially available; this page does not enable a purchase or acceptance of a binding agreement.

Privacy and Information Handling

Actual information collection, processing, service-provider arrangements, retention, and deletion practices are still being implemented and verified and will be disclosed before launch and before sensitive customer information is accepted.

Our Privacy & Security page explains the intended principles of customer choice, transparency, data minimization, and responsible handling. It is a pre-launch overview, not a legally finalized privacy policy. No specific security or automatic-deletion guarantee is made here.

Read Privacy & Security

Portfolio Ownership and Use

The intended product allows customers to download their completed portfolio for personal use and share it with trusted individuals at their discretion. Personalized portfolio generation and downloads are not yet operational.

Customers decide where to keep their downloaded copy and whom to share it with. Keep copies secure and share only what a recipient needs. Possession of a portfolio does not grant legal authority over another person's affairs or permit access to their accounts.

Service Availability and Limitations

Tabeny is under development. Features, pricing, and availability may change before launch, and descriptions of intended functionality are not promises that those features are currently available.

Organization can make records easier to find, but cannot guarantee that recorded information is accurate, complete, accessible in every circumstance, or sufficient for a particular legal or financial purpose. Review your information and seek professional advice where needed.

Changes to These Terms

Finalized terms will be published before the service becomes commercially available. This preliminary overview may be updated as the product and its operating procedures are developed.

This page is not the finalized customer agreement and is not presented as having been reviewed by a lawyer. There is no control on this page to accept these preliminary terms as a binding purchase agreement.

Contact Information

Visit our Contact Us page for helpful links and the pre-launch form. Message delivery is not available yet; contact details will be published before the service becomes commercially available.